2312
Standard
Your global starting point
- US dollar account
- Virtual card
- Up to 1% cashback
Free
Explore StandardSpend worldwide with a US dollar account, move money and earn. Start with a free account in minutes.
Keep your money moving between places
Add money from your bank or wallet, spend in USD, and send it across borders from the same account.
Supported currencies
USD
GBP
EUR
AED
BRL
COP
USDT
USDC
BTC
ETH
+ many more
Up to 3% cashback
$638.21
Erewhon
Los Angeles · Just now
-$68.12
$1.36
KLM
Amsterdam
-$214.50
$4.29
Singapore Airlines
Singapore
-$389.00
$7.78
Rewards that arrive on their own
Up to 3% cashback1, spend as usual, and get more back from your everyday.
One card,
more of your world
One card for your usual places and everywhere life takes you next.
Physical cards
with paid plans
Instant
virtual cards
Secure online
payments
4.67%
Variable yieldFor the money
between plans
Keep something aside for what comes next, and earn along the way.
Insights
83% of your purchases were under $50.
Just 10 purchases made up over half your spending.
Your spending, in focus. See how your purchases add up across the tools you use.
Your busiest purchase hour is 8–9pm. Nearly half your purchases happen between 6pm and 10pm.
$8,948.81
+$173.82 cashback
August took 65% of your spending. The other five months shared the rest.
82% nearby
Close to home
Most purchases happened within 5 km of home.
Most frequentAlo
$2,89054 purchases
Most spent atApple
$4,89016 Aug
Biggest purchaseEtihad
$2,85016 Aug
First after midnightBlue Bottle · 12:07am
$5.6021 Jun
See where your
life happens
See where your money goes, how your habits change and what you earn back. Your spending, in perspective.
Platinum Membership
Traveling can get hard.Platinum makes it easier.
- Lounge access
- AI credits
- Wellness credits
- Travel insurance
- Rental-car coverage
- Global eSIM
- 24/7 direct support
A card for every kind of life
Start free with Standard. Get more from travel, work and life with Premium or Platinum.
Premium
More from life on the move
- Physical card included
- Up to 2% cashback
- 0% FX up to $3,000/month
- Priority support
$600/ year
Explore PremiumPlatinum
More of the world on your terms
- Platinum metal card
- Up to 3% cashback
- Unlimited 0% FX on spending
- 24/7 direct human support
$2,500/ year
Explore Platinum
A few useful
answers
Is Plasma One a bank?
No. Plasma is a financial technology company, not a regulated financial institution, bank, money services business or investment advisor. Global account services for Plasma One are powered by Bridge. Services to US residents are provided by Bridge Building Inc.; EEA residents by Bridge Building Sp. Z.o.o.; and all other residents by Bridge Building Limited. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa.
Who custodies my money?
You do. Plasma does not custody your assets. The stablecoin balance backing your Plasma card is owned and custodied by you.
Where can I use my Plasma card?
Anywhere Visa cards are accepted, online and in store, in 150+ countries.
Can I add my Plasma card to Apple Pay or Google Pay?
Yes. On iPhone, add your Plasma card to Apple Pay. On Android, add it to Google Pay. Availability depends on your region under each platform’s current rules.
How do rewards work?
Every qualifying purchase made with your Plasma card earns cashback in XPL. Your rate depends on your tier. Terms apply.
How does Plasma One pay yield on my balance?
Your balance is held in stablecoins on Plasma which earns yield through opportunities in the Plasma onchain ecosystem. Once you deposit into the Earn vault, your balance keeps accruing yield.
Can I withdraw from Plasma One to my bank account?
Yes. Send funds to your bank by withdrawing directly in the app. The rails available to you depend on your region.