Earn up to 1% cashback on eligible spending, pay with Apple Pay or Google Pay, all with $0 annual fee.

Supported currencies

  • USD
  • GBP
  • EUR
  • AED
  • BRL
  • COP
  • USDT
  • USDC
  • BTC
  • ETH

+ many more

Add local currency and spend anywhere

Add money via ACH, US wire, SEPA, Faster Payments, SPEI, PIX or Bre-B. Hold dollars and spend worldwide.

Cashback earned

$638.21

  • Erewhon

    Los Angeles · Just now

    -$68.12

    $0.68

  • KLM

    Amsterdam

    -$249.00

    $2.49

  • Blue Bottle

    Tokyo

    -$18.50

    $0.19

Get more back as you spend

Up to 1% cashback1, spend as usual, and get more back from your everyday.

A sunlit cafe counter looking out over the city

Your virtual card.
Ready to tap.

Pay online or tap your phone, at home and abroad.
Your virtual card is included.

  • Apple Pay
  • Google Pay
17:06

Earn balance

$43,541.9997
4.67% APY

Your projected balance

$45,575

in 12 months

todayin 12 months

Give your savings
something to do.

Earn a variable return on money you set aside.
Add or withdraw in the app anytime.

Insights

83% of your purchases were under $50.
Just 10 purchases made up over half your spending.

Your regular purchases add up. See which places make up your spending and cashback.

Your busiest purchase hour is 8–9pm. Nearly half your purchases happen between 6pm and 10pm.

$8,948.81

+$89.49 cashback

August took 65% of your spending. The other five months shared the rest.

82% nearby

Close to home

Most purchases happened within 5 km of home.

Most frequentAlo
$2,89054 purchases
Most spent atApple
$4,89016 Aug
Biggest purchaseEtihad
$2,85016 Aug
First after midnightBlue Bottle · 12:07am
$5.6021 Jun

See what your everyday adds up to.

See where your money goes, how your habits change and what you earn back. Your spending, in perspective.

Get Plasma

For your everyday

Membership
$0 annual fee
Card
1 virtual card included
Mobile wallets
Apple Pay + Google Pay
Cashback
Up to 1% on eligible spending

For your world

Payments
Online and in store with Visa
Currencies
Hold dollars and spend globally
Card FX
1% total FX fee
Mobile data
eSIM included
Insurance
Rental car, purchase + extended warranty

For your plans

Add money
From your local bank or crypto wallet
Earn
Variable return on eligible balances
Referrals
0.25% cashback for 3 months
Support
Standard support

Benefits and cashback are subject to terms and eligibility. Cashback rates are tiered. Earn returns are variable. Fees may apply.