PLASMA ONE PLATINUM REFERRAL BOOST — SUPPLEMENTAL TERMS
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NOTICE: THE PLASMA ONE PLATINUM REFERRAL BOOST CLOSED TO NEW REFERRALS AT 23:59:59 UTC ON SEPTEMBER 25, 2026. WHERE A REFERRED USER REGISTERED BEFORE THAT TIME AND UNLOCKS OR HAS UNLOCKED PLATINUM WITHIN THE BOOST WINDOW, BOOSTED REFERRAL CASHBACK CONTINUES TO ACCRUE ON THAT REFERRED USER’S QUALIFYING TRANSACTIONS UNTIL THE EARLIER OF THE PER-REFERRAL CAP AND THE END OF THE BOOST WINDOW, AS THESE BOOST TERMS PROVIDE. NO REFERRER EARNS THE PLATINUM UPGRADE BONUS UNDER SECTION 5 OF THE PLASMA ONE REWARDS ADDENDUM IN RESPECT OF A REFERRED USER WHO REGISTERED BEFORE THAT TIME. REFERRED USERS WHO REGISTER ON OR AFTER SEPTEMBER 26, 2026 ARE GOVERNED BY SECTION 5 OF THE PLASMA ONE REWARDS ADDENDUM AT HTTPS://WWW.PLASMA.ORG/PLASMA-ONE-REWARDS AND THE HELP CENTER, NOT BY THESE BOOST TERMS.
These Supplemental Terms (these “Boost Terms”) govern the Plasma One Platinum Referral Boost (the “Boost”) offered by Plasma, an exempted company with limited liability incorporated under the laws of the Cayman Islands (“Plasma,” “we,” “us,” or “our”). Under the Boost, a Platinum participant in the Referral Program whose Access Code or Referral Link is used by a new user may earn boosted Referral Cashback of three percent (3%) on that new user’s eligible Card spend where the new user reaches the Platinum Tier within ninety (90) days of registration, whether by unlocking Platinum at account opening or by upgrading within that period. The boosted rate applies from the date the new user unlocks Platinum until the earlier of three hundred U.S. dollars ($300) of boosted Referral Cashback earned in respect of that new user and the end of that ninety (90) day period, after which Referral Cashback accrues at the standard Referral Cashback rate for the Referrer’s then-current Tier for the remainder of the standard referral window measured from the Referred User’s registration date, all as described in these Boost Terms.
These Boost Terms supplement, and are incorporated into, the Plasma One Rewards Addendum available at https://www.plasma.org/plasma-one-rewards (the “Program Terms”), which is part of, and incorporated into, the Plasma One Terms of Service available at https://www.plasma.org/terms-of-service (the “Terms of Service”). Capitalized terms used but not defined in these Boost Terms have the meanings given in the Program Terms or, if not defined there, in the Terms of Service. The Terms of Service, including the Arbitration Agreement and class action and jury trial waiver in Section 15 and the governing-law, venue, notice, assignment, severability, waiver, and contact provisions in Section 16, apply to these Boost Terms and to all disputes between you and Plasma relating to the Boost. With respect to the Boost, these Boost Terms control over any conflicting provision of the Program Terms or the Terms of Service, except those dispute-resolution and general provisions; in all other respects, the Program Terms, the Terms of Service, and your Plasma One Cardholder Agreement (the “Applicable Card Agreement”) remain in full force and effect.
Help Center. The Boost parameters stated in these Boost Terms, including the boosted Referral Cashback rate, the Per-Referral Cap, the Boost Window, and the standard Referral Cashback rate and referral window that apply after the Boost, are the parameters in effect as of the effective date above. Current parameters are set out in the Plasma One Help Center, available under “Get Help” in Plasma One (the “Help Center”), and are incorporated into these Boost Terms by reference. In the event of any inconsistency between these Boost Terms and the Help Center as to a rate, amount, limit, or threshold, the Help Center controls. Plasma may update Help Center parameters prospectively in accordance with Section 9 of the Program Terms.
IMPORTANT: THESE BOOST TERMS ARE PART OF THE PROGRAM TERMS AND THE TERMS OF SERVICE, WHICH CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION AND JURY TRIAL WAIVER (SECTION 15 OF THE TERMS OF SERVICE). BOOSTED REFERRAL CASHBACK IS PAID IN XPL. XPL TOKENS ARE DIGITAL ASSETS, ARE NOT LEGAL TENDER, ARE NOT GOVERNMENT-BACKED, ARE NOT FDIC, SIPC, OR FSCS INSURED, AND MAY DECLINE IN VALUE INCLUDING TO ZERO. YOU ACCEPT ALL RISK OF LOSS WITH RESPECT TO XPL.
UK USERS: SEE ADDITIONAL DISCLAIMERS AT HTTPS://WWW.PLASMA.ORG/UK-DISCLAIMER.
The Boost
Boosted Rate. Subject to these Boost Terms, an eligible Referrer earns Referral Cashback at a boosted rate of three percent (3%) (the “Boosted Referral Cashback”) on each Qualifying Transaction made by an eligible Referred User on or after the date the Referred User unlocks the Platinum Tier and before the end of the Boost Window (Section 2). Boosted Referral Cashback does not apply retroactively: Qualifying Transactions made by the Referred User before the Referred User unlocks Platinum, and after the Boost ends, earn Referral Cashback at the standard rates set out in the Help Center in accordance with Section 5 of the Program Terms. Boosted Referral Cashback is paid in lieu of, and not in addition to, the standard Referral Cashback rate that the Referrer would otherwise earn on the same transactions under Section 5 of the Program Terms; for each such transaction the Referrer earns the boosted rate and does not separately earn standard Referral Cashback.
Per-Referral Cap. Boosted Referral Cashback is capped at three hundred U.S. dollars ($300), measured in U.S. dollar equivalent at accrual, in aggregate per Referred User (the “Per-Referral Cap”). The Boost ends for a given Referred User upon the earlier of (i) the Referrer reaching the Per-Referral Cap in respect of that Referred User and (ii) the expiration of the Boost Window for that Referred User. The Per-Referral Cap applies separately to each Referred User; a Referrer may earn Boosted Referral Cashback in respect of more than one Referred User, subject in each case to these Boost Terms and to the Prohibited Activity provisions of Section 8 of the Program Terms.
Standard Rate After the Boost. After the Boost ends for a Referred User, the Referrer earns Referral Cashback on that Referred User’s Qualifying Transactions at the standard Platinum Referral Cashback rate then in effect for the remainder of the standard referral window in each case as set out in the Help Center and in accordance with Section 5 of the Program Terms.
Boost Window
Boost Window. The “Boost Window” for a Referred User is the period of ninety (90) days beginning on the date the Referred User registers for a Plasma One account using the Referrer’s Access Code or Referral Link. The Boost Window runs from that registration date regardless of when the Referred User unlocks Platinum; it is not paused, extended, or restarted for any reason, including upon the Referred User’s upgrade to Platinum or during any period in which the Referred User’s Card or Card Account is inactive, suspended, or under review. The later within the Boost Window the Referred User unlocks Platinum, the shorter the period during which Boosted Referral Cashback can accrue. Only Qualifying Transactions of the Referred User that are captured (fully settled) and attributable to the Boost Window earn Boosted Referral Cashback; transactions that are authorized but not captured, or that are subsequently reversed, refunded, or charged back, do not.
Boost Availability. The Boost begins on July 23, 2026 and is a continuing offer with no fixed end date. The Boost applies only where the Referred User registers using the Referrer’s Access Code or Referral Link on or after that date. Plasma may suspend or terminate the Boost, in whole or in part, at any time in accordance with Section 8 of these Boost Terms.
Referrer Eligibility
Referrer. To participate as a “Referrer” you must (a) hold a Plasma One Card Account in good standing at the Platinum Tier at the time your Access Code or Referral Link is used by the Referred User; (b) maintain your Card Account in good standing as a condition of continued accrual and crediting of Boosted Referral Cashback; (c) have received or generated your Access Code or Referral Link through channels made available by Plasma; and (d) satisfy the eligibility requirements of Section 1 of the Program Terms. An Access Code is attributed to a Referrer only where Plasma’s systems associate that code with the Referrer’s account at the time of the Referred User’s registration, and Plasma’s determination of attribution is final. The Boost is void where prohibited. Plasma may verify eligibility at any time and may disqualify any participant who does not meet these requirements.
Referred User Eligibility
Referred User. A “Referred User” qualifies under these Boost Terms only if he or she (a) has never previously held, controlled, or been the beneficial owner of a Plasma One account; (b) registers for a Plasma One account using the Referrer’s Access Code or Referral Link during the period the Boost is available; (c) resides in a jurisdiction where Plasma One and the Referral Program are available and is eligible under the Terms of Service and Section 1 of the Program Terms; (d) completes identity verification to Plasma’s satisfaction; (e) activates a Card; and (f) unlocks the Platinum Tier during the Boost Window, whether at account opening or by upgrading from the Lite or Core Tier within the Boost Window. If the Referred User does not unlock Platinum at any time during the Boost Window, no Boosted Referral Cashback accrues in respect of that Referred User, and any Referral Cashback accrues at the standard rates set out in the Help Center in accordance with Section 5 of the Program Terms.
Privacy. The privacy provisions of Section 5 of the Program Terms apply to the Boost. A Referrer may see only referral status and never a Referred User’s identity, transaction details, or personal information.
Relationship to the Referral Program and Other Promotions
Referral Cashback. Boosted Referral Cashback constitutes Referral Cashback, and a “Reward,” for all purposes of the Program Terms, including Sections 5, 7, 8, and 9 thereof, except as expressly modified by these Boost Terms. The Boost uses the same accrual and payout mechanism as Referral Cashback under the Program Terms.
Payout in XPL
Payout. Boosted Referral Cashback accrues in U.S. dollars and is paid in XPL in accordance with Section 7 of the Program Terms, including the Pending Period, payout mechanics, pricing methodology, reversal, suspension, and offset provisions, and Cash Out provisions described therein. The XPL/USD price at payout will be determined using pricing sources selected by Plasma. Display of estimated or pending Boosted Referral Cashback in the Plasma One application, including in any referral-tracking or rewards interface, is informational only and does not guarantee payment. Plasma may change the reward token, pricing methodology, Pending Period, or payout schedule at any time as set forth in Section 7 of the Program Terms.
Exclusions, Reversals, and Clawback
Exclusions. All transaction exclusions set forth in Section 3 of the Program Terms apply to the Boost, including ATM withdrawals, peer-to-peer and person-to-person transfers, currency exchange, tax payments, gift card and prepaid card purchases, money orders and cash equivalents, gambling, quasi-cash transactions, cryptocurrency purchases and sales, wire transfers, balance transfers, cash advances, payment of outstanding balances, transactions with affiliated merchants, transactions Plasma reasonably believes are structured or manufactured to maximize rewards, and any other transactions Plasma excludes in its sole discretion. Boosted Referral Cashback is calculated on the net U.S. dollar amount of the Referred User’s Qualifying Transactions (purchases minus returns, refunds, chargebacks, and credit adjustments). For transactions denominated in a currency other than U.S. dollars, the transaction amount will be converted to U.S. dollars using the exchange rate applied by the card network at the time the transaction is processed.
Reversals and Clawback. If a Qualifying Transaction is refunded, reversed, charged back, or otherwise reduced after Boosted Referral Cashback has been calculated or paid, Plasma may debit the Referrer’s Card Account, reduce future Rewards, or take any other corrective action available under Sections 7 and 8 of the Program Terms. Boosted Referral Cashback paid in connection with any transaction, referral, or participant later determined to be ineligible may be reclaimed at the initial distribution amount, not current market value, in accordance with Section 8 of the Program Terms.
Prohibited Activity. The Prohibited Activity provisions of Section 8 of the Program Terms apply in full and without narrowing to the Boost. Without limiting the foregoing, conduct that Plasma may treat as Prohibited Activity in connection with the Boost includes self-referral (including registering a new account using one’s own Access Code or an Access Code controlled by the same person, or persons acting in concert), referral of family members, agents, or associates primarily to earn Boosted Referral Cashback, manufactured, structured, circular, or financed spending by or through a Referred User designed to generate Boosted Referral Cashback without bona fide purchases, splitting or routing spend across Referred Users to circumvent the Per-Referral Cap, selling, purchasing, auctioning, or publishing Access Codes or Referral Links on coupon, deal, or code-aggregation sites, use of stolen or unauthorized payment credentials, and any other gaming or abuse of the Boost. Plasma may withhold, forfeit, or claw back Boosted Referral Cashback, invalidate Access Codes and Referral Links, suspend or terminate participation in the Boost or the Referral Program, and pursue all remedies available under Section 8 of the Program Terms.
Modification and Termination
Changes. Plasma may modify any aspect of the Boost, including the boosted rate, the Per-Referral Cap, the Boost Window, eligibility requirements, and payout timing and mechanics, or suspend or terminate the Boost in whole or in part, at any time and in its sole discretion, in accordance with Section 9 of the Program Terms, subject (where applicable to you) to mandatory consumer-protection laws. Changes apply prospectively. Boosted Referral Cashback that has accrued on Qualifying Transactions captured before the effective date of any modification, suspension, or termination remains payable in accordance with Section 7 of the Program Terms, subject to Section 7 of these Boost Terms. Where the Boost is suspended or terminated, no Boosted Referral Cashback accrues on transactions occurring after the effective date of the suspension or termination, notwithstanding that a Referred User’s Boost Window has not yet expired.
Taxes
Taxes. Referrers are solely responsible for all tax obligations arising from receipt of Boosted Referral Cashback, including any federal, state, local, national, value-added, or other taxes applicable in their jurisdiction of residence. Plasma may report Rewards to tax authorities as required by law and makes no representations regarding the tax treatment of the Boost or any Reward.
General
Issuer. The Boost is offered by Plasma. The Issuer (as defined in the Applicable Card Agreement) is not the provider, sponsor, administrator, or operator of the Boost and has no responsibility for or control over the Boost, any Boosted Referral Cashback, or XPL tokens.
Incorporation. All limitations of liability, disclaimers, regulatory clarifications, and other provisions set forth in Sections 10 and 11 of the Program Terms, and the arbitration agreement, class action and jury trial waiver, governing-law, and general provisions of Sections 15 and 16 of the Terms of Service incorporated therein, apply to the Boost as if fully set forth herein. Nothing in these Boost Terms limits non-waivable rights under mandatory consumer-protection laws applicable to you.
BY SHARING YOUR ACCESS CODE OR REFERRAL LINK, OR BY ACCRUING OR ACCEPTING BOOSTED REFERRAL CASHBACK, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE BOOST TERMS, THE PROGRAM TERMS, AND THE TERMS OF SERVICE, INCLUDING THE ARBITRATION AGREEMENT AND CLASS ACTION AND JURY TRIAL WAIVER IN SECTION 15 OF THE TERMS OF SERVICE.